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We analyze workers’ risk preferences and training investments. Our conceptual framework differentiates between the investment risk and insurance mechanisms underpinning training decisions. Investment risk leads risk-averse workers to train less; they undertake more training if it insures them against future losses. We use the German Socio-Economic Panel (SOEP) to demonstrate that risk affinity is associated with more training, implying that, on average, investment risks dominate the insurance benefits of training. Crucially, this relationship is evident only for general training; there is no relationship between risk attitudes and specific training. Thus, consistent with our conceptual framework, risk preferences matter more when skills are transferable – and workers have a vested interest in training outcomes – than when they are not. Finally, we provide evidence that the insurance benefits of training are concentrated among workers with uncertain employment relationships or limited access to public insurance schemes.
Background:
The literature on start-up subsidies (SUS) for the unemployed finds positive effects on objective outcome measures such as employment or income. However, little is known about effects on subjective well-being of participants. Knowledge about this is especially important because subsidizing the transition into self-employment may have unintended adverse effects on participants’ well-being due to its risky nature and lower social security protection, especially in the long run.
Objective:
We study the long-term effects of SUS on subjective outcome indicators of well-being, as measured by the participants’ satisfaction in different domains. This extends previous analyses of the current German SUS program (“Gründungszuschuss”) that focused on objective outcomes—such as employment and income—and allows us to make a more complete judgment about the overall effects of SUS at the individual level.
Research design:
Having access to linked administrative-survey data providing us with rich information on pretreatment characteristics, we base our analysis on the conditional independence assumption and use propensity score matching to estimate causal effects within the potential outcomes framework. We perform several sensitivity analyses to inspect the robustness of our findings.
Results:
We find long-term positive effects on job satisfaction but negative effects on individuals’ satisfaction with their social security situation. Supplementary findings suggest that the negative effect on satisfaction with social security may be driven by negative effects on unemployment and retirement insurance coverage. Our heterogeneity analysis reveals substantial variation in effects across gender, age groups, and skill levels. Estimates are highly robust.
Developing countries are increasingly impacted by floods, especially in Asia. Traditional flood risk man-agement, using structural measures such as levees, can have negative impacts on the livelihoods of social groups that are more vulnerable. Ecosystem-based adaptation (EbA) provides a complementary approach that is potentially more inclusive of groups that are commonly described as more vulnerable, such as the poor and women. However, there is a lack of disaggregated and quantitative information on the potential of EbA to support vulnerable groups of society. This paper provides a quantitative analysis of the differ-ences in vulnerability to flooding as well as preferences for EbA benefits across income groups and gen -der. We use data collected through a survey of households in urban and rural Central Vietnam which included a discrete choice experiment on preferences for ecosystem services. A total of 1,010 households was surveyed during 2017 through a random sampling approach. Preferences are measured in monetary and non-monetary terms to avoid issues that may arise from financial constraints faced by respondents and especially the more vulnerable groups. Our results reveal that lower income households and women are overall more vulnerable than their counterparts and have stronger preferences for the majority of the EbA benefits, including flood protection, seafood abundance, tourism, and recreation suitability. These findings strongly indicate that EbA is indeed a promising tool to support groups of society that are espe-cially vulnerable to floods. These results provide crucial insights for future implementation of EbA pro-jects and for the integration of EbA with goals targeted at complying with the Sendai Framework and Sustainable Development Goals. (c) 2021 The Author(s). Published by Elsevier Ltd. This is an open access article under the CC BY license (http://creativecommons.org/licenses/by/4.0/).
This study analyses the impact of managers’ risk preferences on their training allocation decisions. We begin by providing nationally representative evidence that managers’ risk-aversion is negatively correlated with the likelihood that their firms engage in any worker training. Using a novel vignette study, we then demonstrate that risk-tolerant and risk-averse decision makers have significantly different training preferences. Risk aversion results in increased sensitivity to turnover risk. Managers who are risk-averse offer less general training and are more reluctant to train workers with a history of job mobility. Adopting a weighting approach to flexibly control for observed differences in the characteristics of risk-averse and risk-tolerant managers, we show that our findings cannot be explained by heterogeneity in either managers’ observed characteristics or the type of firms where they work. All managers, irrespective of their risk preferences, are sensitive to the investment risk associated with training, avoiding training that is more costly or that targets those with less occupational expertise or nearing retirement. This provides suggestive evidence that the risks of training are primarily due to the risk that trained workers will leave the firm (turnover risk) rather than the risk that the benefits of training do not outweigh the costs (investment risk).
Der Beitrag hat sich in Teil 1 (abgedruckt in SGb 2023, 461 ff.) dem rechtlichen Rahmen und den offenen Rechtsfragen bei der Gliederung des Gefahrtarifs nach Tarifstellen gewidmet. Teil 2 zeigt anhand des aktuellen Falls des 4. Gefahrtarifs der BG BAU, welche Rechtsfehler zur Rechtswidrigkeit von Gefahrtarifen führen.
Bei der Festsetzung des Gefahrtarifs steht den Unfallversicherungsträgern nach § 157 SGB VII ein weiter Gestaltungsspielraum zu. An Grenzen stößt er bei der Zusammenfassung verschiedener Gewerbezweige in einer Tarifstelle. Unternehmensarten, die ein vom Durchschnitt der Tarifstelle erheblich abweichendes Gefährdungsrisiko haben, steht ein Anspruch auf Verselbstständigung als eigene Tarifstelle oder auf Neuzuordnung zu einer anderen, passenderen Tarifstelle zu. Ein fester Grenzwert für eine nicht mehr zulässige Abweichung der Belastungsziffer von Unternehmen von der Belastungsziffer des Tarifstellendurchschnitts hat sich aber bislang nicht herausgebildet. Der vorliegende Teil I befasst sich mit dem rechtlichen Rahmen für die Tarifstellenbildung im Gefahrtarif. Teil II (abgedruckt in einem der nächsten Hefte der SGb 2023) geht auf den aktuellen Fall des 4. Gefahrtarifs der BG BAU ein.
Wer schreibt? Wer spricht?
(2022)
Human after Man
(2022)
Human after man
(2022)
Das humanistische Konzept des Menschen [Man] mit seinem Ideal des weißen westlichen Mannes als universalem Repräsentanten des Menschlichen [Human] steht in der Kritik. Die jamaikanische Autorin und Philosophin Sylvia Wynter, auf deren Formulierung »Towards Human after Man« sich der Titel dieses Buches bezieht, plädiert bereits seit mehreren Jahrzehnten für eine dekoloniale Konzeption des Menschen, die sich von seinen westlich normierten und rassifizierten Konfigurationen entkoppelt. Aktuelle neomaterialistische, posthumanistische oder ökologische Diskurse sehen insbesondere im Klimawandel, dem voranschreitenden Artensterben und einer immer engeren Verschmelzung von Lebendigem und Technischem sowie den damit verbundenen kapitalistischen Ausbeutungsmechanismen den zwingenden Anlass für ein Neudenken des Menschlichen. Das Buch setzt diese verschiedenen Ansätze in Bezug zueinander und bringt sie in Dialog mit künstlerischen Positionen, die in radikaler und teils höchst spekulativer Art und Weise alternative Formen des Humanum entwerfen. Human after Man ist Ergebnis des siebten Jahresprogramms des cx centrum für interdisziplinäre studien an der Akademie der Bildenden Künste München.