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Risk-based insurance is a commonly proposed and discussed flood risk adaptation mechanism in policy debates across the world such as in the United Kingdom and the United States of America. However, both risk-based premiums and growing risk pose increasing difficulties for insurance to remain affordable. An empirical concept of affordability is required as the affordability of adaption strategies is an important concern for policymakers, yet such a concept is not often examined. Therefore, a robust metric with a commonly acceptable affordability threshold is required. A robust metric allows for a previously normative concept to be quantified in monetary terms, and in this way, the metric is rendered more suitable for integration into public policy debates. This paper investigates the degree to which risk-based flood insurance premiums are unaffordable in Europe. In addition, this paper compares the outcomes generated by three different definitions of unaffordability in order to investigate the most robust definition. In doing so, the residual income definition was found to be the least sensitive to changes in the threshold. While this paper focuses on Europe, the selected definition can be employed elsewhere in the world and across adaption measures in order to develop a common metric for indicating the potential unaffordability problem.
Evaluating climate geoengineering proposals in the context of the Paris Agreement temperature goals
(2018)
Current mitigation efforts and existing future commitments are inadequate to accomplish the Paris Agreement temperature goals. In light of this, research and debate are intensifying on the possibilities of additionally employing proposed climate geoengineering technologies, either through atmospheric carbon dioxide removal or farther-reaching interventions altering the Earth’s radiative energy budget. Although research indicates that several techniques may eventually have the physical potential to contribute to limiting climate change, all are in early stages of development, involve substantial uncertainties and risks, and raise ethical and governance dilemmas. Based on present knowledge, climate geoengineering techniques cannot be relied on to significantly contribute to meeting the Paris Agreement temperature goals.
West Africa has been afflicted by droughts since the declining rains of the 1970s. Therefore, this study examines the characteristics of drought over the Niger River Basin (NRB), investigates the influence of the drought on the river flow, and projects the impacts of future climate change on drought. A combination of observation data and regional climate simulations of past (1986-2005) and future climates (2046-2065 and 2081-2100) were analyzed. The standardized precipitation index (SPI) and standardized precipitation and evapotranspiration index (SPEI) were used to characterize drought while the standardized runoff index (SRI) was used to quantify river flow. Results of the study show that the historical pattern of drought is consistent with previous studies over the Basin and most part of West Africa. RCA4 ensemble gives realistic simulations of the climatology of the Basin in the past climate. Generally, an increase in drought intensity and frequency are projected over NRB. The coupling between SRI and drought indices was very strong (P < 0.05). The dominant peaks can be classified into three distinct drought cycles with periods 1-2, 2-4, 4-8 years. These cycles may be associated with Quasi-Biennial Oscillation (QBO) and El-Nino Southern Oscillation (ENSO). River flow was highly sensitive to precipitation in the NRB and a 1-3 month lead time was found between drought indices and SRI. Under RCP4.5, changes in the SPEI drought frequency range from 1.8 (2046-2065) to 2.4 (2081-2100) month year(-1) while under RCP8.5, the change ranges from 2.2 (2046-2065) to 3.0 month year(-1) (2081-2100). Niger Middle sub-basin is likely to be mostly impacted in the future while the Upper Niger was projected to be least impacted. Results of this study may guide policymakers to evolve strategies to facilitate vulnerability assessment and adaptive capacity of the basin in order to minimize the negative impacts of climate change.