@misc{EstrinKhavulKritikosetal.2024,
  author    = {Saul Estrin and Susanna Khavul and Alexander Kritikos and Jonas L{\"o}her},
  title     = {Access to digital finance},
  booktitle = {CEPA Discussion Papers},
  number    = {72},
  issn      = {2628-653X},
  doi       = {10.25932/publishup-62326},
  institution = {Extern},
  series    = {CEPA Discussion Papers},
  number    = {72},
  type      = {workingpaper},
  pages     = {27},
  year        = {2024},
}