TY - JOUR A1 - Sairam, Nivedita A1 - Schröter, Kai A1 - Lüdtke, Stefan A1 - Merz, Bruno A1 - Kreibich, Heidi T1 - Quantifying Flood Vulnerability Reduction via Private Precaution JF - Earth future N2 - Private precaution is an important component in contemporary flood risk management and climate adaptation. However, quantitative knowledge about vulnerability reduction via private precautionary measures is scarce and their effects are hardly considered in loss modeling and risk assessments. However, this is a prerequisite to enable temporally dynamic flood damage and risk modeling, and thus the evaluation of risk management and adaptation strategies. To quantify the average reduction in vulnerability of residential buildings via private precaution empirical vulnerability data (n = 948) is used. Households with and without precautionary measures undertaken before the flood event are classified into treatment and nontreatment groups and matched. Postmatching regression is used to quantify the treatment effect. Additionally, we test state-of-the-art flood loss models regarding their capability to capture this difference in vulnerability. The estimated average treatment effect of implementing private precaution is between 11 and 15 thousand EUR per household, confirming the significant effectiveness of private precautionary measures in reducing flood vulnerability. From all tested flood loss models, the expert Bayesian network-based model BN-FLEMOps and the rule-based loss model FLEMOps perform best in capturing the difference in vulnerability due to private precaution. Thus, the use of such loss models is suggested for flood risk assessments to effectively support evaluations and decision making for adaptable flood risk management. KW - flood loss KW - average treatment effect KW - matching methods KW - loss models KW - risk analysis KW - adaptation Y1 - 2019 U6 - https://doi.org/10.1029/2018EF000994 SN - 2328-4277 VL - 7 IS - 3 SP - 235 EP - 249 PB - American Geophysical Union CY - Washington ER -