@article{KneidingKritikos2013,
  author    = {Christoph Kneiding and Alexander Kritikos},
  title     = {Funding self-employment - the role of consumer credit},
  journal   = {Applied economics},
  volume    = {45},
  number    = {13},
  pages     = {1741 -- 1749},
  doi       = {10.1080/00036846.2011.637895},
  year      = {2013},
}